Saving Money
Kim and I go shopping a bit, well you spend all day working (I sit all day) so after work we have dinner. Generally we are too lazy to cook so we get cheap dinner. If we go out i try to spend up too $20 for the two of us. Melbourne has plenty of very cheap places to eat that are filling as well. After dinner we go for a walk. A lot of the cheap places accept cash only. Most ATM's charge +-$2 per withdrawal , the cheapest ways to not pay those fees are to go your large supermarkets and they don't charge for withdrawals. My other alternative is to go Petrol stations and find the cheapest item 20 - 50c and you can withdraw money that way. You have to buy something and their atms have higher charges than normal atms.
Price Matching
Most people are embarrassed with price matching but i believe in why pay more? Most stores will price match because they want your money. Stores like Dick Smith, David Jones, Myer, Target, Kmart will all do it. Dick smith, The Good Guys, Harvey Norman and JB Hifi will all give you a better price but you have to ask. If someone says they can't do a better price ask someone else because i know they can. I do it a lot because i have no shame.
Kims sister had a Myer voucher and wanted to buy a toaster, the perfect toaster was $99 but gave $15 off for every $75 spent. So it was $84, i googled the product and found another store had it for $69. I asked the staff to price match the $69 and showed the advert and they did. Now days i google before buying items. There are plenty of websites that help with saving money like Ozbargain.
Kims sister had a Myer voucher and wanted to buy a toaster, the perfect toaster was $99 but gave $15 off for every $75 spent. So it was $84, i googled the product and found another store had it for $69. I asked the staff to price match the $69 and showed the advert and they did. Now days i google before buying items. There are plenty of websites that help with saving money like Ozbargain.
Petrol
Petrol vouchers are a bit of a scam, for the last few years i have been part of the Nielson homescan thing. We scan the things we buy, so we put the quantity and price. Whenever Coles or Woolworths bring out vouchers the price of Bread, eggs milk and cheese all go up by about 3-4c each. Most people don't check what they pay for items. So the 4c you save at the station. If i don't have vouchers i normally go to 7/11 or B.P because their petrol is normally cheaper and better quality than Caltex and Shell. I get better milage on either, the reason i know is because our car tells how many kms we have done and will do. I did a test on the four places and the worst was Caltex,it did about 20kms less per tank.
If you have any hints / tricks please let me know
Kind E-gards
Dale Sewart
Cool tips. It's fun to save money. Some stores offer better deals than others. We have a clothing store here called Kohls which rewards me with a free $10 coupon every few months which can be used against even sale items. Often that enables me to buy something like a $30 shirt on sale for $12 and, with the coupon, I pay $2. Two dollars! For a nice shirt.
ReplyDeleteMerry Christmas, Dale.
I wish they did that here but the companies would never want to give you that sort of discount. They would rather write off the stock and throw it away :(
DeleteThese are good tips! Kyle and I NEVER pay the fees at the ATM. I get money out at the supermarket, but Kyle doesn't get direct deposit, so he gets cash out when he deposits his check. I am trying to get our bills paid down!
ReplyDeleteyou use checks still? i avoid the bank as much as i can.
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